Mortgage Subrogation abuse checks .- Collection
In cases where there is a subrogation in the mortgage, it often succeeds to the bank (which receives the mortgage), charge a fee for writing the check for the amount for repayment of the loan, and is therefore a necessary action to comply with a legal obligation arising from that article 2 of Law 2 / 1994 (to be subrogated to the loan
Service Claims of the Bank of Spain considers that it is not consistent with good financial practices and that, in these cases, is owed a commission for issuing the cashier's check to the customer, since the entity does no service to their clients, but made that service to comply with a legal obligation.
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